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Bad Credit Auto Loans

At we know how disheartening it is to go through the entire car shopping process only to be shot down at the end because of bad credit. And we're here to fix that.

Since 1989, we've helped people with bad credit obtain auto loans. Thanks to our nationwide network of lenders and dealers, we not only have a wide variety of special finance options available, we have dealers with inventory that can match your financial reach.

We are dedicated to getting you the most car for the money and the most car for your budget. It really is that simple.

Better yet, you'll not only be driving a better vehicle, you'll be working to rebuild your credit for future purchases. As your credit score goes up, your rates will go down. (See how credit repair isn't as expensive as you might think, and see why even with a credit crunch, it's a great time to buy a car.)

Please visit our poor credit auto loan requirements page and then fill out our short, no-obligation online auto loan application.

Many, many customers are driving a new vehicle within 48 hours of applying. And what do you plan to be doing 48 hours from now?

Bad Credit Rules

Rule No. 1 -- do not go car loan shopping until you know your credit score. You can get your free credit report right here.

Rule No. 2 -- if you've been denied credit and you're just applying randomly, stop immediately. Every time your credit is pulled -- and denied -- you just wind up lowering your score even more.

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