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Online Car Loan Advice

It doesn't matter if you have established good credit, or been turned down before and need a bad credit auto loan, we can help you secure financing to buy a car. After you complete the car loan application, we'll instantly set you up with one of the professionals in your area. Keep in mind, we only work with professional franchised dealerships who pride themselves on offering the customer exceptional service.

Keep in mind that everyone's situation is different, however, the following tips are useful in almost every situation.

  1. Start with a copy of your credit report. If it's really bad, don't keep applying on multiple web sites. Each rejection lowers your score.
  2. Don't be in a hurry and do plenty of research on both the car you want and the rates you may pay on an auto loan. Fifty-eight percent of all Americans do not buy a car within their first 30 days of starting to shop.
  3. Zero percent financing almost always applies to new cars only. Zero percent financing campaigns are for people with outstanding credit and very few people qualify.
  4. When it comes to talking with the dealership, try to keep things simple and separate. Settle on the total price of the vehicle first. Don't think in terms of monthly payments because any monthly payment can match your budget if the loan is stretched out long enough.
  5. If you're thinking about a trade-in, consider selling your old car on your own. It may be a hassle, but you might get a higher price.
  6. The more you can apply to a down payment, the better. Ten percent down is pretty much a minimum. Experts suggest putting at least 20 percent down as a way to avoid becoming upside-down later in the loan.

By taking these tips seriously, you certainly be able to get a car that you can afford. When you apply for an auto loan online with, you can be sure that we have your best interest in mind. With nearly 25 years of auto loan financing behind us, our car loan process is what makes us a leader in online automotive financing. No wonder so many customers that follow our car loan advice are driving something new within 48 hours of applying!